Why Gold Matters

Gold Isn’t Just a Hedge

For centuries, gold has been viewed as a safe haven. But over the past decade, it’s proven it can do more than just protect—it can outperform other assets when compared to real returns.

Why Gold Still Matters

Gold isn’t just a speculation play—it’s a strategic asset. It brings:

• Portfolio diversification

• Inflation protection

• Crisis resilience

• No counterparty risk

During periods of market volatility, economic uncertainty, or monetary debasement, gold has consistently preserved—and often grown—real wealth. All of which we happen to be experiencing today.

Performance: Gold vs. the S&P 500

Between 2019 and 2024 alone, gold climbed 81% while the S&P 500 only saw 76% with inflation-adjusted return over the same period.

• Consider this, the S&P 500 relies heavily on growth sectors while gold thrives in low confidence, high-debt, and high-inflation environments.

In short: gold isn't just “insurance.” It's an active, long-term store of value against inflation and a depreciating dollar.

Gold is currently trading around $3,300 and up 30% year to date. It reached an all-time high yesterday of $3,500. The dollar itself is below $99, down 9% year to date in comparison.

How We Think About Gold

At Iron Valley Investments, we typically view gold as a core holding within a well-diversified portfolio, especially in today’s environment:

• Rising global debt levels

• Persistent inflationary pressures

• Geopolitical instability

• Central banks buying gold at record levels

Gold isn’t a get-rich-quick asset—but that’s the point. It holds the line when other assets don’t.

This doesn't mean gold won't pullback. It is important to consider what gold is signaling for the broader markets and economy in the near term.

This newsletter is for informational and educational purposes only and does not constitute investment advice or a recommendation to buy or sell any securities. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Iron Valley Investments is a registered investment adviser in the State of Pennsylvania. Registration does not imply a certain level of skill or training. A copy of Iron Valley Investments current written disclosure statement discussing Iron Valley Investments business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Iron Valley Investments upon written request.