The Market Timing Myth

Markets overheat and narratives shift...often, quickly. Eventually, fear overtakes greed and the market turns. A correction isn’t a question of if, but when. And while the headlines may induce panic to most investors during a selloff, some see these moments for what they truly are:

Opportunities to build generational wealth

History offers a clear pattern: the dot-com crash in 2000, the global financial crisis in 2008, the COVID panic in 2020. Each event brought significant short-term pain but also laid the groundwork for massive long-term gains.

The difference? Discipline.

Some investors stayed calm and committed while others sold in fear. Only one group reaped the rewards of long-term compounding.

A simple and time-tested approach:

• Stay invested. Be a long-term owner, not a short-term trader.

• Stay rational. It's normal to feel fear...just don’t let it drive your decisions.

• Own great businesses, led by great people.

Boom-bust cycles are part of investing. Emotional decisions don’t have to be.

Nothing moves in a straight line forever. But when markets pull back 10%, 20%, or even 30%, it’s not a signal to sell. It's often a rare chance to buy great companies at a discount. That is the opportunity to plant the seeds of future growth.

This newsletter is for informational and educational purposes only and does not constitute investment advice or a recommendation to buy or sell any securities. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Iron Valley Investments is a registered investment adviser in the State of Pennsylvania. Registration does not imply a certain level of skill or training. A copy of Iron Valley Investments current written disclosure statement discussing Iron Valley Investments business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Iron Valley Investments upon written request.